GWALIOR- CITY CENTER BRANCH · GWALIOR, MADHYA PRADESH
5.0( 244 Verified Reviews )
Branch Intelligence
Navigating the financial network of MADHYA PRADESH requires precision and verified data. The IDFC FIRST BankGWALIOR- CITY CENTER BRANCH branch in GWALIOR is a sophisticated facility designed to meet the evolving demands of modern commerce. From personal savings management to corporate liquidity solutions, this branch maintains the high standards of banking excellence synonymous with IDFC FIRST Bank.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code IDFB0042682. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GWALIOR network.This branch remains a cornerstone of the IDFC FIRST Bank network in the GWALIOR region. We recommend double-checking all credential data before finalizing high-value transfers. For further assistance, the branch staff in MADHYA PRADESH are available during standard banking hours to provide manual verification and support.
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Practical Guide
How to Use IFSC Code IDFB0042682
Follow these step-by-step instructions to use the IFSC code IDFB0042682 for sending money to IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at IDFC FIRST Bank
Enter IFSC Code: IDFB0042682
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: IDFB0042682
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: IDFB0042682
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC IDFB0042682
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by IDFC FIRST Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from IDFC FIRST Bank
About IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH
IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH branch is a fully operational banking facility located in GWALIOR, MADHYA PRADESH.
Identified by the IFSC code IDFB0042682, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 042682 is unique to this specific location, while the prefix IDFB identifies IDFC FIRST Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GWALIOR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH branch in GWALIOR.
What is the IFSC code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH branch?
The IFSC code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH branch located in GWALIOR, MADHYA PRADESH is IDFB0042682. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'IDFB' identify the bank, while the last six digits '042682' identify this specific branch.
What is the MICR code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH?
The MICR (Magnetic Ink Character Recognition) code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH is 474751001. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH?
The BSR (Basic Statistical Return) code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH in GWALIOR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH.
What is the SWIFT code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH for international transfers?
The SWIFT/BIC code for IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your IDFC FIRST Bank account in GWALIOR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to use BSR code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH for TDS payment?
To pay TDS using IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH BSR code: (1) Login to the Income Tax portal at incometax.gov.in, (2) Go to e-Pay Tax or fill Challan 280/281, (3) Select IDFC FIRST Bank as your bank, (4) Enter BSR code assigned by RBI for this branch when asked, (5) Enter your challan details and complete payment. The BSR code of IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH (assigned by RBI for this branch) is mandatory for TDS filing — an incorrect BSR code can cause your TDS credit to be mismatched.
What is the difference between IFSC code and MICR code?
IFSC code (IDFB0042682) and MICR code are both unique identifiers for IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
Is IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH safe for large RTGS transfers above ₹2 lakh?
IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH (IFSC: IDFB0042682) is an RBI-regulated branch in GWALIOR, MADHYA PRADESH. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC IDFB0042682 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
How to send money using NEFT to IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH?
To send money via NEFT to IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code IDFB0042682. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
How to find nearest ATM of IDFC FIRST Bank in GWALIOR?
To find the nearest IDFC FIRST Bank ATM in GWALIOR, MADHYA PRADESH: (1) Use Google Maps — search 'IDFC FIRST Bank ATM near GWALIOR', (2) Visit IDFC FIRST Bank's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call IDFC FIRST Bank's toll-free number to find the nearest ATM to IDFC FIRST Bank GWALIOR- CITY CENTER BRANCH in GWALIOR.
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