The HDFC BankPHOOL BAGH branch represents a significant node in India's digital banking revolution. Located in the heart of GWALIOR, MADHYA PRADESH, it offers a secure environment for all your monetary requirements. This branch is recognized for its commitment to providing real-time financial services and adhering to strict regulatory protocols.For all digital fund transfers, including NEFT, RTGS, and IMPS, the mandatory identifier for this branch is the IFSC code HDFC0006578. This unique 11-digit alphanumeric string is the backbone of electronic settlements, ensuring that your capital is routed with absolute precision to the correct recipient at HDFC Bank PHOOL BAGH. Using a verified IFSC is critical to prevent transaction delays or failed settlements in the GWALIOR network.Beyond its digital capabilities, the PHOOL BAGH branch provides comprehensive on-ground support, including loan advisory, wealth management, and physical document processing. For customers in GWALIOR, visiting this branch offers the benefit of personalized assistance from trained banking professionals who understand the local financial climate.
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Practical Guide
How to Use IFSC Code HDFC0006578
Follow these step-by-step instructions to use the IFSC code HDFC0006578 for sending money to HDFC Bank PHOOL BAGH branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at HDFC Bank
Enter IFSC Code: HDFC0006578
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: HDFC0006578
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: HDFC0006578
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC HDFC0006578
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by HDFC Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from HDFC Bank
About HDFC Bank PHOOL BAGH
HDFC Bank PHOOL BAGH branch is a fully operational banking facility located in GWALIOR, MADHYA PRADESH.
Identified by the IFSC code HDFC0006578, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 006578 is unique to this specific location, while the prefix HDFC identifies HDFC Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GWALIOR, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about HDFC Bank PHOOL BAGH branch in GWALIOR.
What is the IFSC code of HDFC Bank PHOOL BAGH branch?
The IFSC code of HDFC Bank PHOOL BAGH branch located in GWALIOR, MADHYA PRADESH is HDFC0006578. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'HDFC' identify the bank, while the last six digits '006578' identify this specific branch.
What is the MICR code of HDFC Bank PHOOL BAGH?
The MICR (Magnetic Ink Character Recognition) code of HDFC Bank PHOOL BAGH is 474240012. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of HDFC Bank PHOOL BAGH?
The BSR (Basic Statistical Return) code of HDFC Bank PHOOL BAGH in GWALIOR is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of HDFC Bank PHOOL BAGH.
What is the SWIFT code of HDFC Bank PHOOL BAGH for international transfers?
The SWIFT/BIC code for HDFC Bank PHOOL BAGH is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your HDFC Bank account in GWALIOR, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
Can I do IMPS transfer to HDFC Bank PHOOL BAGH using IFSC HDFC0006578?
Yes, you can use IFSC code HDFC0006578 to send money via IMPS (Immediate Payment Service) to accounts at HDFC Bank PHOOL BAGH in GWALIOR. IMPS transfers are instant (within seconds), available 24x7x365, and support up to ₹5,00,000 per transaction. Unlike NEFT (batch processing) and RTGS (₹2L+ minimum), IMPS has no minimum amount and works even on bank holidays.
How to send money using NEFT to HDFC Bank PHOOL BAGH?
To send money via NEFT to HDFC Bank PHOOL BAGH, log into your net banking or mobile app, go to 'Fund Transfer → Add Beneficiary', enter the account number and IFSC code HDFC0006578. Select NEFT as the transfer mode, enter the amount, and confirm. NEFT transfers are processed in half-hourly batches and are available 24x7x365 including weekends and holidays since December 2019. There is no minimum or maximum limit for NEFT transfers.
How to find nearest ATM of HDFC Bank in GWALIOR?
To find the nearest HDFC Bank ATM in GWALIOR, MADHYA PRADESH: (1) Use Google Maps — search 'HDFC Bank ATM near GWALIOR', (2) Visit HDFC Bank's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call HDFC Bank's toll-free number to find the nearest ATM to HDFC Bank PHOOL BAGH in GWALIOR.
How to file a complaint against HDFC Bank PHOOL BAGH in GWALIOR?
To file a complaint against HDFC Bank PHOOL BAGH in GWALIOR: (1) Contact the Branch Manager directly, (2) Call HDFC Bank's toll-free customer care, (3) Submit complaint on HDFC Bank's official website, (4) Email the Nodal Officer. If unresolved within 30 days, escalate to the RBI Banking Ombudsman at cms.rbi.org.in. Keep your account number and branch IFSC HDFC0006578 ready when filing. RBI Ombudsman service is free of charge.
What is the difference between IFSC code and MICR code?
IFSC code (HDFC0006578) and MICR code are both unique identifiers for HDFC Bank PHOOL BAGH but serve different purposes. The IFSC code is an 11-digit alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS, UPI). The MICR code is a 9-digit numeric code printed on cheque leaves in magnetic ink, used for physical cheque clearing through the Cheque Truncation System (CTS). For online transfers, use IFSC. For cheque-related queries, use MICR.
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