As a cornerstone of the financial infrastructure in GANJAM, the Axis BankPREMNAGAR location provides essential connectivity to the national clearing grid. Strategically located in ODISHA, this branch supports a diverse range of banking activities, ensuring that every transaction—whether local or inter-state—is handled with institutional integrity.To ensure frictionless electronic payments, Axis Bank has designated the IFSC UTIB0002888 for its PREMNAGAR branch in GANJAM. This identifier is essential for mapping your transactions within the national clearing system. It supports high-frequency digital transfers and is a prerequisite for adding this branch as a beneficiary in any Indian banking interface.The GANJAM office of Axis Bank is committed to upholding the highest standards of customer service and fiscal transparency. Residents of ODISHA can utilize this branch for a variety of products, ranging from term deposits to specialized agricultural or business credit lines, all managed under the latest RBI-mandated safety protocols.
Live Network Sync: Active · Last Updated: 13 May 2026
•Always double-check the IFSC code before confirming any transfer
•Cross-verify with your passbook or cheque book issued by Axis Bank
•For first-time transfers, send a small test amount (₹1-₹10) first
•Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank
Institutional Disclaimer & Fair Use
IFSCTeam is an independent, non-affiliated financial information portal. All banking data, including IFSC, MICR, and BSR codes, is sourced from official factual repositories. We do not provide banking services or financial advice. All bank logos and brand names are property of their respective owners and are used only for informational identification under the Fair Use doctrine. Users are strictly advised to verify all codes with their respective banks before initiating any NEFT, RTGS, or IMPS transactions. IFSCTeam is not liable for any financial discrepancies or transaction failures.
AI Safety Checker
100/100
Verified Safe
This trust score is calculated using crowdsourced reports and fraud detection metrics.
Supported Payment Networks
UPI
UPI Transfers
NEFT
NEFT Clearance
RTGS
RTGS (₹2L+)
IMPS
IMPS (Instant)
Branch Working Hours
Monday - Friday10:00 AM - 4:00 PM
1st & 3rd Saturday10:00 AM - 4:00 PM
2nd & 4th SaturdayClosed
* Timings may vary slightly depending on the branch location and holidays.
Physical Coordinates
"GR FL OPP TO LINGARAJ CINEMA HALL WRD11 BADA BAZAR PREM NAGAR MAIN ROAD BERHAMPUR 760002"
Official verified attribution badge for fintech applications, banking reports, and institutional data verification.
Practical Guide
How to Use IFSC Code UTIB0002888
Follow these step-by-step instructions to use the IFSC code UTIB0002888 for sending money to Axis Bank PREMNAGAR branch.
NEFT
Send via NEFT
Log into your Internet Banking or Mobile Banking app
Go to Fund Transfer → Add Beneficiary
Enter beneficiary name and account number at Axis Bank
Enter IFSC Code: UTIB0002888
Select NEFT as transfer mode, enter amount, and confirm
Money reaches within 30 minutes to 2 hours (processed in batches)
RTGS
Send via RTGS (₹2 Lakh+)
Open your bank's net banking portal or mobile app
Navigate to Fund Transfer → RTGS
Add beneficiary with account number + IFSC: UTIB0002888
Minimum transfer amount: ₹2,00,000
Money is credited instantly in real-time (24x7 available)
IMPS
Send via IMPS (Instant)
Open your mobile banking app
Select IMPS Transfer
Enter beneficiary details with IFSC: UTIB0002888
Maximum limit: ₹5,00,000 per transaction
Transfer completes within seconds — available 24x7x365
Safety Tips for Using IFSC UTIB0002888
Always double-check the IFSC code before confirming any transfer
Cross-verify with your passbook or cheque book issued by Axis Bank
For first-time transfers, send a small test amount (₹1-₹10) first
Never share your OTP, PIN, or password with anyone claiming to be from Axis Bank
About Axis Bank PREMNAGAR
Axis Bank PREMNAGAR branch is a fully operational banking facility located in GANJAM, ODISHA.
Identified by the IFSC code UTIB0002888, this branch is part of the Reserve Bank of India's (RBI) payment and settlement infrastructure and participates in all major electronic clearing systems.
The branch code 002888 is unique to this specific location, while the prefix UTIB identifies Axis Bank across all its branches nationally.
Customers can use this branch for account opening, fixed deposits, recurring deposits, personal loans, home loans, education loans, locker facilities, and all digital banking services including UPI, NEFT, RTGS, and IMPS.
For residents and businesses in GANJAM, this branch serves as a primary financial access point.
All transactions are governed by RBI regulations, and deposits up to ₹5,00,000 are insured under the DICGC (Deposit Insurance and Credit Guarantee Corporation) framework.
We recommend visiting during non-peak hours (11 AM - 1 PM) for faster service.
Knowledge Base
Frequently Asked Questions
Everything you need to know about Axis Bank PREMNAGAR branch in GANJAM.
What is the IFSC code of Axis Bank PREMNAGAR branch?
The IFSC code of Axis Bank PREMNAGAR branch located in GANJAM, ODISHA is UTIB0002888. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. The first four characters 'UTIB' identify the bank, while the last six digits '002888' identify this specific branch.
What is the MICR code of Axis Bank PREMNAGAR?
The MICR (Magnetic Ink Character Recognition) code of Axis Bank PREMNAGAR is 760211112. It is a 9-digit code printed at the bottom of your cheque leaf using special magnetic ink. The MICR code is used for cheque-based transactions processed through the Cheque Truncation System (CTS) and is different from the IFSC code which is used for electronic transfers.
What is the BSR code of Axis Bank PREMNAGAR?
The BSR (Basic Statistical Return) code of Axis Bank PREMNAGAR in GANJAM is assigned by RBI for this branch. BSR codes are 7-digit codes assigned by the Reserve Bank of India (RBI) to each bank branch. They are primarily used for filing TDS (Tax Deducted at Source) returns and advance tax payments on the Income Tax portal. When paying TDS via challan, you must enter the correct BSR code of Axis Bank PREMNAGAR.
What is the SWIFT code of Axis Bank PREMNAGAR for international transfers?
The SWIFT/BIC code for Axis Bank PREMNAGAR is available upon branch request. SWIFT codes are used for international wire transfers (remittances). If you are receiving money from abroad to your Axis Bank account in GANJAM, you must provide this SWIFT code to the sender along with your account number. SWIFT codes are 8 or 11 characters — the first 4 identify the bank, next 2 the country (IN for India), next 2 the location, and last 3 the branch.
How to open a savings account at Axis Bank PREMNAGAR in GANJAM?
To open a savings account at Axis Bank PREMNAGAR in GANJAM: (1) Visit the branch with Aadhaar Card, PAN Card, 2 passport-size photos, and address proof, (2) Fill the account opening form, (3) Complete KYC verification. Alternatively, many banks offer online account opening with Video KYC — visit Axis Bank's official website. The IFSC code for your new account will be UTIB0002888.
What are the working hours of Axis Bank PREMNAGAR in GANJAM?
Axis Bank PREMNAGAR branch in GANJAM, ODISHA generally operates Monday to Friday from 10:00 AM to 4:00 PM, and on 1st and 3rd Saturdays from 10:00 AM to 4:00 PM. The branch remains closed on 2nd and 4th Saturdays, Sundays, and RBI-declared bank holidays. Digital banking services (net banking, mobile app, UPI, ATM) are available 24x7x365. Call Axis Bank's toll-free helpline to confirm holiday timings.
How to file a complaint against Axis Bank PREMNAGAR in GANJAM?
To file a complaint against Axis Bank PREMNAGAR in GANJAM: (1) Contact the Branch Manager directly, (2) Call Axis Bank's toll-free customer care, (3) Submit complaint on Axis Bank's official website, (4) Email the Nodal Officer. If unresolved within 30 days, escalate to the RBI Banking Ombudsman at cms.rbi.org.in. Keep your account number and branch IFSC UTIB0002888 ready when filing. RBI Ombudsman service is free of charge.
How to find nearest ATM of Axis Bank in GANJAM?
To find the nearest Axis Bank ATM in GANJAM, ODISHA: (1) Use Google Maps — search 'Axis Bank ATM near GANJAM', (2) Visit Axis Bank's official website ATM locator section, (3) Use our 'Find Nearby ATM' button on this page which opens Google Maps with pre-filled search. You can also call Axis Bank's toll-free number to find the nearest ATM to Axis Bank PREMNAGAR in GANJAM.
Is Axis Bank PREMNAGAR safe for large RTGS transfers above ₹2 lakh?
Axis Bank PREMNAGAR (IFSC: UTIB0002888) is an RBI-regulated branch in GANJAM, ODISHA. RTGS (Real Time Gross Settlement) transfers are processed instantly and are backed by India's central payment infrastructure. All deposits up to ₹5,00,000 are insured by DICGC. For large transfers, always verify the beneficiary IFSC UTIB0002888 and account number. Send a ₹1 test transfer first if transacting with a new beneficiary.
Your review helps the financial community track branch performance, service quality, and operational efficiency across India. Help us maintain the highest standard of banking transparency.
Analysis Complete
Your insight has been queued for network validation.